The Great Crossover 1

the great crossover 1

Except for royalty and a few other people, most of us are born into financial slavery. i.e we have to work for money. But that is not so much of the problem. The problem lies in accepting and upholding the idea of working for money.

Like the early Jews in Egypt, we need to crossover from working for money to money working for us. i.e financial freedom. Life permits no man the liberty to work for money for a lifetime but it assents to money working for man for a lifetime because; the quantity of man’s energy is constantly diminishing towards zero.

Financial freedom like any other freedom is never gotten cheap. We have to desire, demand and work for it. The first step is the desire and decision to crossover but that’s less than 5% of the equation. How to crossover is the big 95%.

On the contrary, you do not need all the financial literacy in the world to begin. However, lack of knowledge on how to crossover will turn a journey of 40 days to 40 years! There are some basic layman principles you need to obey and the first of them all is TIME.

“Dost thou love life? Then do not squander time for that is the stuff life is made of.” -Benjamin Franklin.

If you think about it, it took time to learn what you now know today. It doesn’t matter if you are a banker, engineer, artist or entertainer, what people pay for is your time. At this point, it is important to know the difference between “time spent” and “time invested”.

Any activity that does not bring an increase to your value as an individual is time spent. Any activity that brings an increase to your value is time invested. Time spent does not necessarily bring a return but time invested usually does. For example, you spend time at your job and get paid for doing that. Your salary enables you take care of some bills and maybe save a little.

This is well and good but I should remind you that in today’s economic environment, you cannot save your way to millionaire status and ‘salary’ means you are still working for money.

However, after work, if you continue to spend time i.e at the movies, in the traffic, at the beer joint, sleeping, on social media, with the girls, with the boys, at the mall etc. you find out that what you are really doing is spending money without a corresponding increase in value. Yes, time is money.

You can invest the same time spent on these activities in self-development, which in turn increases your value at the work you do and ultimately your earning power. ‘All work and no play’ does not apply to the man seeking freedom from financial slavery: tireless work ethics count in your favor.

Time is the greatest resource at your disposal and after work it is time to start investing time, not spending it. It is prodigal to waste time. You need to accept that crossing from slavery to financial freedom comes at a price. Your time is of the essence.

You need to be ready to walk through the wilderness, the path least travelled by society: delayed gratification and saving with a commitment to invest. Prepare your mind for the shrinking social circle as your go deeper on your journey to freedom.

The company you will most likely have will be the books and authors you’ve invested in. The mentors, however far ahead they are, you look up to. If you start to feel lonely, understand that your 4×4 ideas cannot be discussed with 2×2 minds and that, the league you aim for has only 5% of the global populace in it, and then you’d realize loneliness must be put to the sword for you do not belong with the crowd.

It is better to be alone than to be with wrong company. However poor or rich your self-image may be, ‘investing’ and not ‘spending’ your time will bring you the monetary capital that will take you to the next milestone on your journey to financial freedom.

“Go, sir, gallop, and don’t forget that the world was made in six days. You can ask me for anything you want except time.” –Napoleon Bonaparte.


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